Vision Insurance vs. Medical Insurance:
Your prescription eyeglasses/sunglasses or contact lenses may be billed to Vision Insurance. Your exam may be billable to your Vision Insurance, or it may need to billed to your Medical Insurance, depending on the health of your eyes and your medical history.  For more information, see our Vision Exams page.

Vision Insurance Plans:
Vision insurance is designed to cover ‘refractive’ problems of the eye – those problems that can be corrected with eyeglasses or contact lenses. Most major health insurance providers do not provide vision coverage directly, but contract with vision insurance plans to provide benefits for their members. We accept most, but not all plans from the following vision insurance carriers:

  • Vision Service Plan (VSP)
  • Some Cigna Vision Plans (when underwritten by VSP)
  • BCBS (provided directly by BCBS, NOT ‘BlueView’ or ‘BlueVision’)
  • Some Met Life Vision Plans (when underwritten by VSP)
  • Banner University Family Care (for patients under 21)
  • Banner University Care Advantage
  • Tricare
  • Vouchers from Sight for Students and Eyes of Hope (provided by VSP)

 Need Vision Coverage?  VSP has plans for individuals and families.

Health/Medical Insurance Plans:
Eye problems that cannot be corrected by eyeglasses or contact lenses go beyond the scope of Vision Insurance and are covered by major medical insurance. These conditions include eye injuries, infections, dry eye, glaucoma, cataracts, etc. We accept the following medical insurance:

  • Blue Cross/Blue Shield
  • Cigna PPO/Cigna OAP
  • Medicare (and Medicare Supplement plans)
  • Railroad Medicare
  • Tricare/Tricare for Life
  • Banner University Family Care
  • Banner University Care Advantage
  • Sana
  • Certain Medicare Advantage plans

We may be able to bill your insurance if your plan offers out-of-network benefits. If you have questions about your specific plan, please contact our office.